In this article, I would like to discuss a concept that is revolutionizing the way we interact with our environment and process information: the Internet of Things (IoT). IoT is a network of physical objects equipped with technologies such as sensors, software, and connectivity, allowing them to collect and exchange data over the internet. From …
When I first entered the world of cryptocurrencies in 2018, like most people, I started with Bitcoin (BTC) and Ethereum (ETH). At first, I had a strong aversion to Ripple (XRP) because it was seen as “the bank’s crypto.” However, in 2019, I was hired by a software consultancy firm that works with credit unions, …
Ripple: The Crypto Company Revolutionizing Cross-Border Payments with XRP Read More »
In software development, information protection is a fundamental pillar for any project. My experience in the banking sector has allowed me to understand that security is not an option but a non-negotiable necessity. While certain aspects of development, such as the user interface or mobile app configurations, may allow for shortcuts or compromises, security cannot …
Man-in-the-Middle: The Hidden Danger in Public Wi-Fi Read More »
In this post, I want to discuss one of the best-kept and most powerful secrets in the world of investing: compound interest. Unlike simple interest, which only generates returns on the original capital, compound interest generates returns on previously accumulated earnings, thereby accelerating capital growth over time. The earlier you start investing, the more effective …
Compound Interest: The Growth Engine for Your Retirement Plan Read More »
In this post, I want to explore the famous Swensen model for building a long-term profitable portfolio. David Swensen was a renowned American economist and investor, widely acclaimed for his innovative approach to portfolio management. As the Chief Investment Officer at Yale University from 1985 until his passing in 2021, Swensen transformed the university’s endowment …
The Legacy of David Swensen: A Sustainable Investment Model for Modern Investors Read More »
A few weeks ago, I wrote an article about the oldest and most recognized blockchain: Bitcoin (you can read it here). The initial idea of Bitcoin was to be a secure and reliable means of payment worldwide without intermediaries. However, over the years, it has been proven that Bitcoin is slow, costly, and requires a …
Blockchain Projects for the Future of Micropayments and Cross-border Transactions Read More »
For the past five years, I have been involved in the world of software development, specifically in creating mobile applications. Initially, I focused on native development in Android using both Java and Kotlin, but for the last two years, I have been developing mobile apps using Flutter. In the field of mobile development, choosing the …
Cross-Platform Mobile App Development: Strengths vs. Weaknesses Read More »
While reading about the development of artificial intelligence and its effects on our current and future society, I came across several articles presenting a solution to a potential future problem: the loss of jobs due to the massive use of AI. This solution, somewhat peculiar, is the creation of a universal basic income (I’ll leave …
Bitcoin, the first cryptocurrency, has revolutionized the financial world since its creation in 2009 by an individual or group under the pseudonym Satoshi Nakamoto. Although it is presented as a digital currency, its technical foundations are complex. In this post, I want to explain how Bitcoin works in a simple way and explore its potential …
In the previous post, I explored what artificial intelligence (AI) is and its various types. In this article, I want to present a balanced overview, highlighting some of the benefits and drawbacks of developing this technology and its present and future impact on our society. Benefits of Artificial Intelligence 1. Automation and EfficiencyOne of AI’s …