Artificial intelligence (AI) has transformed various industries, from healthcare to entertainment, bringing significant benefits. However, its implementation also raises concerns about its long-term impact. In this series of articles, we will explore the advantages and disadvantages of this technology and its effect on society in the coming years and decades. What is AI? Artificial intelligence …
ISO 20022 is a global standard for the transmission of financial data. Its main goal is to unify and standardize messages and processes within the financial system, enabling more efficient, transparent, and secure communication between financial institutions, banks, and other entities involved in securities exchange or international payments. Introduced in 2004, ISO 20022 has gained …
Quantum technology is one of the most innovative and promising areas of current science. Based on the principles of quantum mechanics, which studies subatomic particles, this technology has the potential to transform entire industries and solve problems that were previously impossible to address with conventional technologies. Quantum technology refers to devices and systems that exploit …
Investing in financial assets—whether stocks, treasury bonds, real estate, cryptocurrencies, gold, or others—brings both opportunities and risks. While investments can increase personal or financial wealth, they also carry risks or uncertainties that investors need to understand and be prepared to handle in case of losses. Understanding these risks and personal responsibilities when investing is crucial …
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When planning for retirement in the USA, two popular types of individual retirement accounts (IRAs) are the Roth IRA and the Traditional IRA. Understanding their differences can help you choose the right one for your financial goals. What is a Traditional IRA? A Traditional IRA is a retirement savings account where you can contribute pre-tax …
The Blockchain technology has been in use for several years, primarily as the technical foundation for all cryptocurrencies. Many people believe that this technology is a game between a few very smart individuals, millions of unsuspecting people, and certain criminals. A new technology brings with it certain risks that must be controlled and supervised The …
In my previous post, I explored DLT, focusing on its conceptual framework and the advantages it offers in real-world applications. Now, I’d like to delve into various use cases and the different types of DLT Types of Distributed Ledger Technologies Distributed Ledger Technologies (DLT) come in various forms, each offering unique features and benefits tailored …
A few months ago, I wrote a post about Blockchain and its significance within the cryptographic world. I aimed to present the basic notion of this technology without delving into technical details, but I missed defining something very important: Blockchain is part of the new distributed technologies known as DLT. Distributed Ledger Technology (DLT) has …
In this post, I want to discuss a fundamental event to understand Bitcoin cycles and how they affect other cryptocurrencies. This event is known as the “Bitcoin Halving.” Bitcoin, the world’s first cryptocurrency, has an important pre-programmed feature: the reward or payment that miners receive for including transactions in a block on the blockchain is …
Everyone talks about cryptocurrencies, especially Bitcoin. There is growing interest in this currency and all the projects that make up the crypto world. At some point, the term “Blockchain” always comes up as the technology behind cryptocurrencies. But… what is blockchain? How is it formed or what elements make it up? Where is it physically …