After closely following CBDCs in recent years, I find it intriguing how the financial system could be strengthened if Distributed Ledger Technology (DLT) became the backbone of a new monetary model. In this first post, I’d like to explore some of the advantages and improvements that the implementation of this technology could bring to society. …
CBDCs: The Digital Revolution in the Financial System Read More »
In a previous post, I discussed the new ISO 20022 standard, its relevance to the evolution of the financial system, and the expected timelines for its global adoption. In this article, I will delve deeper into the features of this standard and compare it to the current SWIFT MT messaging system, exploring its advantages and …
ISO 20022 vs. SWIFT: The Revolution in Financial Messaging Read More »
In the realm of cryptocurrencies, the concept of tokenizing real-world assets on the blockchain is gaining increasing relevance. This article provides an introduction to the process and how distributed ledger technology (DLT) has the potential to transform the way we exchange value and manage assets more efficiently and securely. Asset tokenization is transforming the way …
In a previous post, I wrote about the ISO 20022 standard and its relevance to the future of the financial system. This time, I want to explain why some cryptocurrencies that comply with this standard have an “X” at the beginning of their name. Examples include XRP, XLM, and XDC, three of the leading cryptocurrencies …
ISO 4217 and Cryptocurrencies: XRP, XLM, and XDC Ready for Global Integration Read More »
(This article is for informational purposes only and should not be interpreted as investment advice in any case). In previous articles, I explored the profiles of high-risk and balanced investors. This time, I will focus on the conservative investor profile, which prioritizes capital preservation and stability over high returns. This profile is ideal for those …
Conservative Investors: Profile, Advantages, and Disadvantages Read More »
(This article is for informational purposes only and should not be interpreted as investment advice in any case). In my previous post, I wrote about the high-risk profile, which I consider to best match my style as an investor. In this article, we will delve into the profile of the balanced investor, which offers a …
Balanced Investors: Profile, Advantages, and Disadvantages Read More »
(This article is for informational purposes only and should not be interpreted as investment advice in any case). While reading about the psychology of money (Master the Game), a concept caught my attention that I’ve heard multiple times: the importance of an investor understanding their risk profile. Generally, someone looking to invest can be classified …
High-Risk Investors: Profile, Advantages, and Disadvantages Read More »
In a previous article, I wrote about David Swensen’s model. Swensen led Yale University’s investment fund for 36 years, during which Yale’s endowment grew from $1 billion to over $31 billion. His success lay in how he diversified every sector of his portfolio, preparing it for both prosperous years and challenging times. Diversification is a …
The Secret to a Stable Portfolio: Diversification Read More »
In a previous post, I wrote about David Swensen and his model for creating a diversified portfolio. A key point is selecting ETFs that align with the parameters of his model. In this article, I want to quickly explain what an ETF is and why it might be the best option for investors with little …
A few weeks ago, I wrote a post about potential crypto projects that could revolutionize global payments using blockchain technology. One of these projects is Stellar Lumens, a blockchain company founded in 2014 by Jed McCaleb, co-founder of Ripple, and Joyce Kim. Stellar stands out for its focus on global financial inclusion and building an …
The Revolution of Global Micropayments with Stellar Lumens Read More »